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Healthcare Insurance

Inpatient rehabilitation hospital care

Rehabilitation hospitals are specialty hospitals or parts of acute care hospitals that offer intensive inpatient rehabilitation therapy. You may need inpatient care in a rehabilitation hospital if you are recovering from a serious illness, surgery, or injury and require a high level of specialized care that generally cannot be provided

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Lifetime reserve days

Original Medicare covers up to 90 days of inpatient hospital care each benefit period. You also have an additional 60 days of coverage, called lifetime reserve days. These 60 days can be used only once, and you will pay a coinsurance for each one ($670 per day in 2018). To

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Inpatient hospital basics

Part A covers medically necessary inpatient hospital care, which is care that you receive as a formally admitted hospital inpatient. You must be formally admitted into the hospital by a physician in order for your care to be considered inpatient hospital care. You may face different costs if you are

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Inpatient hospital services

Inpatient hospital services Inpatient hospital basics The benefit period Lifetime reserve days Inpatient rehabilitation hospital care Hospital discharge planning

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Hepatitis B shots

Hepatitis B is a virus that attacks the liver and can cause chronic liver disease. Hepatitis B shots can help prevent the disease. Eligibility Medicare Part B covers the hepatitis B vaccine if you are at medium or high risk for hepatitis B. Medicare considers you at medium or high

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Pneumonia shots

Pneumonia is an infection that targets the lungs and can cause fever, difficulty breathing, and other symptoms. Pneumonia shots help prevent pneumonia. Eligibility Medicare Part B covers two separate pneumonia vaccines. Part B covers the first shot if you have never received Part B coverage for a pneumonia shot before.

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Flu shots

Influenza, also called the flu, is a virus that can cause fever and other symptoms. Flu shots can help prevent seasonal influenza. Eligibility Medicare Part B covers one flu shot every flu season. The flu season usually runs from November through April. Depending on when you choose to get your

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Transition drug refills

A transition refill, also known as a transition fill, is typically a one-time, 30-day supply of a drug that you were taking: Before switching to a different Part D plan (either stand-alone or through a Medicare Advantage Plan) Or, before your current plan changed its coverage at the start of

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Requesting a tiering exception

If your Part D plan is covering your drug but your copayment is expensive, it could be that the medication is on a high tier. Part D plans use tiers to categorize prescription drugs. Higher tiers are more expensive and have higher cost-sharing amounts. Each plan sets its own tiers,

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