There is no single monthly premium for Part D prescription drug coverage, and differences among plan benefits can create wide variation in total costs. Under the standard benefit model established by federal law, you will pay: A monthly premium. An annual deductible before coverage begins. A part of the cost
What Does a Part D Plan Cover?
While the federal government designed the model for Medicare Part D plans, every plan has its own list of covered drugs. It depends on the pharmaceutical company it is associated with. This list is called a “formulary”, and may have quantity limits, pre-authorizations or step therapy associated with a drug.
Medicare Medical Savings Account (MSA) plans
Comparison: PFFS, HMOs, and Original Medicare
There are several differences in costs and coverage among Original Medicare, Private Fee-for-Service (PFFS) plans, and Health Maintenance Organizations (HMOs). The table below compares these three types of Medicare plans. If you are interested in joining a PFFS plan, make sure to speak to a plan representative for more information.
Medicare Private Fee-for-Service (PFFS) plans
Medicare Preferred Provider Organizations (PPOs)
Comparison: PPOs, HMOs, and Original Medicare
There are several differences in costs and coverage among Original Medicare, Preferred Provider Organizations (PPOs), and Health Maintenance Organizations (HMOs). The table below compares these three types of Medicare plans. If you are interested in joining a PPO, make sure to speak to a plan representative for more information. Original
Medicare Health Maintenance Organizations (HMOs)
Lower Medicare Supplement Premiums Without Changing Benefits
At Medicare Specialist of Texas, we help thousands of Texas seniors save hundreds of dollars per year on their Medicare Supplement insurance premiums, with NO CHANGE OF BENEFITS. In fact, some of our clients have even saved $1000 or more. How do we do it? Unlike most other types of
Medicare Supplements – Freedom to Choose Your Providers
One of the best features of a Medicare Supplement plan is the freedom to choose the doctors and hospitals with which you feel the most comfortable. In addition, no referrals are required to see a specialist and you have the choice to get a second opinion if needed. Other Plans