1901 Central Drive, Suite 800 Bedford, TX 76021

Archive for August, 2018

Making Part B enrollment decisions with VA benefits

You can have both Medicare and Veterans Affairs (VA) benefits, but Medicare and VA benefits do not work together. Medicare does not pay for any care that you receive at a VA facility. In order for your VA coverage to cover your care, you must generally receive health care services

Read More

VA benefits basics

If you are a veteran–meaning you served on active duty in the U.S. Armed Forces for a required period of time and received an honorable discharge or release–you may be eligible for Veterans Affairs (VA) benefits. VA benefits are administered by the federal government and include pensions, educational stipends, and

Read More

Retiree coverage and Part D

Some retiree insurance plans offer prescription drug coverage. If your retiree insurance offers creditable drug coverage and you prefer it to Part D, you can delay Part D enrollment without penalty. Even if your retiree drug coverage is not creditable, you may want to keep it if you have high

Read More

Retiree insurance and Medicare coordination

Retiree insurance is almost always secondary to Medicare, meaning it pays after Medicare and may provide coverage for Medicare cost-sharing, like deductibles, copayments, and coinsurance. Deciding whether to keep retiree coverage after you enroll in Medicare is a personal one that depends on your costs and anticipated health care needs.

Read More

Enrolling in Medicare with retiree insurance

Retiree insurance is a form of health coverage an employer may provide to former employees. Retiree insurance almost always pays second to Medicare. This means you need to enroll in Medicare to be fully covered. Some retiree policies require you to sign up for Parts A and B once you

Read More

Original Medicare appeals

Original Medicare appeals Original Medicare Standard Appeals Medicare Summary Notice (MSN) Advance Beneficiary Notice (ABN) Original Medicare appeals if your care is ending Appealing a reduction in skilled nursing facility or home health care

Read More

Original Medicare appeals if your care is ending

If you are receiving care from a hospital, skilled nursing facility (SNF), Comprehensive Outpatient Rehabilitation Facility (CORF), hospice, or home health agency and are told that Original Medicare will no longer pay for your care (meaning that you will be discharged), you have the right to a fast (expedited) appeal

Read More